Invest in real businesses in Dubai, explained simply.
CWI is a private investment community. Members choose from five portfolios: AI trading, logistics, global diversified, real estate and FMCG. You sign a clear agreement, share in the profit, and get a statement every 3 months.
From AED 100,000, depending on the portfolio. Returns shown are targets, not promises. You could get back less than you put in.
Tap a portfolio to see its target return, minimum and how it earns.
CWI members are private investors and entrepreneurs who want more than a return: real businesses, a signed agreement and a partner who reports to them every three months.
CWI in 30 seconds
A private investment community in Dubai. Members invest together in real businesses, without having to run them.
The business earns a profit. You get your share, paid on the schedule written in your agreement.
Target returns range from 18% to 72% a year, depending on the portfolio. They are targets, not promises, and can be lower.
Like any investment, its value may go down, and funds usually stay committed until the agreed period ends.
Answer 5 quick questions in our Investor Assistant. If it suits you, a Relationship Manager calls you. No obligation.
2How it works
Where your money goes, in four steps.
This is called . You and other members fund a business together and share what it earns.
1. You invest
You choose a portfolio, an amount and a , and sign the agreement.
2. Money is put to work
CWI uses it to buy assets or fund a business, for example containers that are rented out.
3. The business earns
Rent, sales or service fees come in. Costs are paid first.
4. You get your share
Your share of the profit is paid as a . Every 3 months you get a full statement.
With container rental, your money buys shipping containers. A shipping company rents them, like renting an apartment. The rent, minus maintenance and fees, is shared with you. If containers sit empty, there is less rent to share.
Next: compare the five portfolios and how each one earns.
See portfolios3Portfolios
Five ways to invest. Pick what suits you.
Start from AED 100,000. Choose what matters most to you, then tap a portfolio to see its target return, minimum and how it earns.
Capital securityWhat if AI traded for you, day and night?
AI that finds, plans and manages every trade.
ASTRA is an AI trading system that finds the strongest opportunities, plans each trade, places the orders and manages every open position, day and night. You join as a funder through CWI.
- Signed agreement and security for every project
- CWI pays your return from its funds
- Leave any time with 3 months' notice
- Capital security
- A guarantee cheque, set out in your signed agreement. (Joining as a trader instead has no guarantee cheque.)
- Main risks
- Returns follow the market, and payments and repayment depend on CWI's funds and cash flow.
At the target: Up to AED 2,500 a month · up to 30,000 a year on AED 100,000. Before fees; not a promise.
Wealth generationMost world trade travels in containers. Your money can too.
Three ways to earn from shipping containers.
Earn from shipping containers in three ways: trade containers, rent them out in your own name, or let CWI manage it all for you. The minimum is the same for all three.
- Trade containers: 8–15% every 3 months (medium to high risk)
- Rent out containers: 48–72% a year (high risk) or USD 1,100 a trip
- Let CWI manage it all: 36% a year
- Capital security
- Trading: a guarantee cheque. Rentals and leasing: the containers themselves, registered in your name.
- Main risks
- Trading is medium to high risk; rentals are high risk and depend on how often containers are used, rental rates and partners paying.
At the target: About AED 3,000–6,000 a month · 36,000–72,000 a year on AED 100,000. Before fees; not a promise.
Capital securityWhy put all your money in one industry?
One investment. Eight industries.
One investment spread across eight industries: FMCG, robotics, shipping and aviation, car and caravan rental, caravan trading, property and technology. Every business is checked, signed and watched.
- FMCG, robotics, shipping and aviation
- Car and caravan rental, caravan trading, property and technology
- Every business is checked, signed and watched
- Capital security
- A guarantee cheque or debt certificate; company assets can be pledged using the debt certificate.
- Main risks
- Risk differs by industry; several could underperform at the same time.
At the target: About AED 10,000–11,700 a month · 120,000–140,000 a year on AED 500,000. Before fees; not a promise.
Wealth generationProperty usually earns 8–11% a year (CWI estimate). We aim higher.
Earn from property. Own it or share it.
Share in office buildings or holiday homes bought through CWI, or buy property in your own name with rent, value growth and Golden Visa help.
- Shared office buildings: 18% a year
- Shared holiday homes: 22% a year, once approved
- Buy in your own name: rent, value growth and Golden Visa help
- Capital security
- A guarantee cheque or the property itself (land or property).
- Main risks
- Empty units, property prices and approvals.
At the target: About AED 45,000–55,000 a month · 540,000–660,000 a year on AED 3 million. Before fees; not a promise.
Capital securityEveryday products never stop selling. Share in the profit.
We run an FMCG business. Earn from its profit.
We buy, pack and sell everyday products to shops, hotels and distributors.
- We buy, pack and sell FMCG products to shops, hotels and distributors
- Option 1: investors share 30% of the profit, every 2 months there is profit
- Option 2: a proposed 20% a year, paid monthly, quarterly or yearly
- Capital security
- A guarantee cheque or debt certificate.
- Main risks
- Thin margins, unsold stock and competition; a cycle without profit pays nothing under Option 1.
At the target: About AED 5,000 a month · 60,000 a year on AED 300,000 (Option 2). Before fees; not a promise.
All five at a glance
| Portfolio | Type | Target return | Start from | Risk | Term |
|---|---|---|---|---|---|
| AI Trading · ASTRA | Capital security | Up to 30% a year | AED 100,000 | Medium | 2 years |
| Logistics · shipping containers | Wealth generation | 36%–72% a year | AED 100,000 | Medium–high | 2, 3 or 7 years |
| Global Diversified | Capital security | 24%–28% a year | AED 500,000 | Low | Long-term |
| Real Estate | Wealth generation | 18%–22% a year | AED 3 million | Low | Own or share |
| FMCG · everyday products | Capital security | 20% a year | AED 300,000 | Low | 2 years |
Risk levels are CWI's own rating and compare the portfolios with each other. Capital security (a guarantee cheque, debt certificate or the assets themselves) applies only as written in the signed agreement for your investment.
About target returns, in plain words. Returns shown are targets, not promises. They can go up or down, and you could lose money. "Up to" and "proposed" figures are set in your agreement. Only your signed agreement applies.
Not sure which one fits? Answer five short questions and see the closest matches.
Find my portfolio4Risks
What can go wrong, and how we manage it.
This is not a bank deposit. Please read this part before you decide.
Value can go down
A business may face difficult periods, which can reduce the value of the investment and its payouts.
What we do: check every business first, spread money across sectors and monitor it.
Payouts can change
If the business earns less, you receive less. Payouts can also be delayed.
What we do: show real results every 3 months, so nothing is hidden.
Your money is locked in
You usually can't take your money out before the agreed period ends.
What we do: write the exit terms into your agreement before you sign.
Markets go up and down
Trade, travel, property, shopping and tech spending all have good and bad years.
What we do: offer five portfolios in sectors that don't all move together.
Partners may not pay
A renter, customer or partner company might not pay what it owes.
What we do: check partners and use contracts that protect you.
Rules and currencies change
New laws or exchange rates can affect your return, especially outside the UAE.
What we do: encourage you to get independent tax and legal advice.
This may suit you if
- You have AED 100,000 or more you won't need for at least a year.
- You want real businesses alongside property or shares.
- You accept that returns go up and down and money is at risk.
- You want everything in writing, with regular reports.
This is probably not for you if
- This is your emergency money or you need it within a year.
- You need your capital to be guaranteed.
- You're looking for quick profits.
- You would borrow money to invest.
Next: what happens if you decide to go ahead.
See the next steps5Next steps
What happens after you get in touch.
No pressure to decide on the first call. Most people take two to three weeks from first chat to signing.
You answer 5 questions
In our Investor Assistant, any time.
2 minutesAn advisor calls you
By phone, video or at our office.
Within 1 working dayYou get the full details
Terms, numbers and risks in writing.
2–5 working daysYou take your time
Read, ask questions, get advice.
Your paceYou sign
Money moves only after signing.
3–7 working daysYou get reports
Payouts as agreed, statement every 3 months.
OngoingEverything in writing
Amount, time period, payouts, reports and exit terms are all in your signed agreement.
Businesses are checked first
We review accounts, contracts and management before any business is offered, and turn down most.
Clear reports
Every 3 months: what you own, how it performed and what was paid. Ask us for a sample.
Visit us in Business Bay
Regal Tower, Room 606, 6th FloorBusiness Bay, Dubai
Monday to Saturday, 10 AM to 6 PM. Meetings by appointment.
Talk to us
Our Investor Assistant answers your questions instantly, in English, Arabic, Hindi and Malayalam, and arranges a private consultation with a Relationship Manager at our office, by video or by phone.
Simple answers to common questions.
Can't find yours? Ask our Investor Assistant for an instant answer.
Is my return guaranteed?
No. Each portfolio has a target return, from 18% to 72% a year: AI trading up to 30% (proposed), logistics 36–72%, global diversified 24–28%, real estate 18–22% and FMCG 20% (proposed). These are targets, not promises. Your real return may be lower, and like any investment, its value can go down.
Is my capital protected?
It depends on the portfolio. AI trading, global diversified and FMCG are secured by a guarantee cheque or debt certificate (Capital security). Logistics rentals and real estate are backed by the assets themselves: containers in your name or property (Wealth generation). This applies only where it is written in the agreement issued for your investment, and capital is not guaranteed unless that agreement says so. Your advisor will show you the exact security before you sign.
What is the minimum I can invest?
It depends on the portfolio: AED 100,000 for AI trading and logistics, AED 300,000 for FMCG, AED 500,000 for global diversified and AED 3 million for real estate. Your Relationship Manager will also check that the amount makes sense compared with your total savings.
Can I take my money out early?
The minimum is 12 months, and most terms run 2 to 7 years depending on the portfolio. AI trading lets you leave any time with 3 months' notice. Any early-exit rules are written in your agreement before you sign, so only invest money you won't need during that time.
How and when do I get paid?
Payouts are made monthly, quarterly or yearly, as written in your agreement, to your bank account. You also get a full statement every 3 months.
I don't live in the UAE. Can I invest?
Often yes. Many of our investors live abroad. It depends on your country's rules, and you should check tax in your home country. Your advisor will confirm.
Ask the Investor Assistant
Which portfolio has capital security? How much will I earn on AED 100,000? What documents do I need? What are the fees?Can I meet you before investing?
Yes, and we recommend it. Visit our Business Bay office by appointment, or meet us on a video call.
6Check your fit
Ready to talk? Ask our Investor Assistant.
Find the portfolio that fits your goals, get answers to your questions, or arrange a private consultation. It takes a minute, and a Relationship Manager follows up within one working day.
- Answers instantly, any time
- English, Arabic, Hindi and Malayalam
- No obligation to invest
- Your details stay private
Returns shown are targets, not promises. The value of investments can go down.